其一，作为六大行中的后起之秀，邮储银行如何尽快做大，缩小与工、农、中、建行的规模差距。
从奶茶定制到炸鸡组合，消费者的个性化需求越来越突出。中国发达的小程序、扫码支付、电子支付等数字化能力，让餐饮成为了一个大流量货架。但随之而来的是，线上折扣不断压缩毛利，消费者选择越来越多样化。如果门店没有差异化，只能陷入低价竞争。
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